Seller net sheet calculator
Show sellers what they’ll walk away with, itemized, on a branded one-pager.
Walk into the listing appointment ready
Show sellers exactly what they’ll walk away with.
Enter the price, payoff and commissions. Edit every closing cost. Hand over a branded one-page net sheet.
(000) 000-0000 · you@brokerage.com
2418 Magnolia Lane, Sacramento, CA 95818
| Amount | |
|---|---|
| Sale price | $875,000 |
| Mortgage payoff | −$412,000 |
| Listing agent commission | −$21,875 |
| Buyer agent commission | −$21,875 |
| Escrow fee | −$2,400 |
| Title insurance (owner’s policy) | −$2,150 |
| County transfer tax | −$963 |
| HOA transfer and documents | −$450 |
| Prorated property tax | −$3,200 |
| Repairs and buyer credits | −$5,000 |
| Staging | −$3,500 |
| Estimated net proceeds | $401,588 |
Property and price
Typical defaults (Sacramento County figures). Rename, change or remove any line.
(000) 000-0000 · you@brokerage.com
2418 Magnolia Lane, Sacramento, CA 95818
| Amount | |
|---|---|
| Sale price | $875,000 |
| Mortgage payoff | −$412,000 |
| Listing agent commission | −$21,875 |
| Buyer agent commission | −$21,875 |
| Escrow fee | −$2,400 |
| Title insurance (owner’s policy) | −$2,150 |
| County transfer tax | −$963 |
| HOA transfer and documents | −$450 |
| Prorated property tax | −$3,200 |
| Repairs and buyer credits | −$5,000 |
| Staging | −$3,500 |
| Estimated net proceeds | $401,588 |
How it works
A seller net sheet in three steps
- Step 1
Enter price and payoff
Add the expected price, mortgage payoff and any second loan.
- Step 2
Adjust every cost
Commissions, escrow, title, transfer taxes, credits and more. Add or remove lines.
- Step 3
Hand it over
Download a branded one-page PDF with the address, date and your contact info.
Why it matters
Sellers decide on the number that’s left
It answers the real question
Sellers want to know what they’ll walk away with, not just the sale price.
Ranges set expectations
Showing low, list and high prices helps sellers see what pricing changes mean.
It looks like you did the homework
A clean, itemized net sheet builds confidence at the listing appointment.
Guide
What goes into a seller net sheet
Start with the sale price
Net proceeds are the sale price minus everything that’s paid at closing: the mortgage payoff, any second loan or HELOC, commissions, and the seller’s closing costs.
Typical closing costs
Sellers usually pay escrow or settlement fees, the owner’s title insurance policy and a transfer tax that varies by state, county and city (in most California counties, for example, $1.10 per $1,000). Prorated property taxes, HOA transfer fees, repairs or buyer credits, and staging often round it out.
Why show a range
Showing net proceeds at a lower, list and higher price helps sellers see what a price change really means for them. It also sets expectations before offers arrive.
Worked example
At an $875,000 sale with a $412,000 payoff, 5% total commission and about $17,000 in closing costs, the estimated net is about $402,000. Confirm final figures with escrow.