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Annual insurance policy review checklist

A life-events checklist clients fill in before renewal, on paper or their phone.

For insurance agents

On paper, or on their phone

Nine life events that change coverage, asked before the renewal.

Clients check what changed this year and send it to you. Print it as a letter page or share a mobile page that delivers their answers to your inbox.

Your nameYour title · Your brokerage · DRE #00000000
(000) 000-0000 · you@brokerage.com
Your brokerage
Before your November renewal

Has anything changed this year?

A few minutes now helps make sure your coverage still fits your life. Check anything that applies and I’ll follow up.

New vehicleA new car needs its own coverage, and loans often require collision and comprehensive.
New or teen driverEvery driver in the household should be listed, or a claim could be denied.
MovedYour address sets your rates and your home coverage. Both need updating.
Renovation or additionMore square footage or upgrades raise what it costs to rebuild.
New valuablesJewelry, art and collectibles often have low limits unless scheduled.
Marriage or divorcePolicies, beneficiaries and drivers may need to change.
New babyA good time to review life insurance and beneficiaries.
New businessHome policies usually exclude business equipment and liability.
RetirementLower mileage and changing income can change the coverage you need.
Anything else we should know?
Your name · DRE #00000000 · Your brokerage · (000) 000-0000
For educational purposes only; not a quote or coverage advice.
Made with Prosperk
PrintableA letter page with checkboxes and the reason each one matters.
Your nameYour brokerage · DRE #00000000

Has anything changed this year?

Your answers go only to Your and are used to review your coverage. For educational purposes only; not a quote or coverage advice.
Made with Prosperk
Client pageCheckable cards on their phone, then one button to send.
Your nameYour brokerage · DRE #00000000

Thanks! Your answers are in.

Your will review these changes before your renewal and reach out if anything should change.

New or teen driver
Moved
Answers inThey see what they sent; you get it by email.
Free to use. Sharing a client page needs a free account.

Life events

9 of 9 on. Edit the text or the reason it matters.

Printable · letter
Sample text
Your nameYour title · Your brokerage · DRE #00000000
(000) 000-0000 · you@brokerage.com
Your brokerage
Before your November renewal

Has anything changed this year?

A few minutes now helps make sure your coverage still fits your life. Check anything that applies and I’ll follow up.

New vehicleA new car needs its own coverage, and loans often require collision and comprehensive.
New or teen driverEvery driver in the household should be listed, or a claim could be denied.
MovedYour address sets your rates and your home coverage. Both need updating.
Renovation or additionMore square footage or upgrades raise what it costs to rebuild.
New valuablesJewelry, art and collectibles often have low limits unless scheduled.
Marriage or divorcePolicies, beneficiaries and drivers may need to change.
New babyA good time to review life insurance and beneficiaries.
New businessHome policies usually exclude business equipment and liability.
RetirementLower mileage and changing income can change the coverage you need.
Anything else we should know?
Your name · DRE #00000000 · Your brokerage · (000) 000-0000
For educational purposes only; not a quote or coverage advice.
Made with Prosperk
What you’ll get: A letter-size PDF and, with a free account, a client page link.

How it works

A policy review in three steps

  1. Step 1

    Pick life events

    New cars, drivers, moves, renovations and more.

  2. Step 2

    Add your note

    Set the renewal month and a personal message.

  3. Step 3

    Send or print

    A printable PDF or a mobile page clients fill in.

Why it matters

Most coverage gaps start with a life change

Clients don’t know what matters

A short reason under each item explains why it affects coverage.

Answers come to you

The client page sends their checked items straight to you.

It’s perfect timing

Before renewal is when changes are easiest to make.

Questions about the Policy Review

Their checked items are saved to your free Prosperk account and emailed to you.